Borderless Living – Terms of Service

Effective Date: March 18, 2025
Last Updated: March 18, 2025

Welcome to Borderless Living ("Publication"), operated by Borderless Media, LLC ("Company," "we," "us," or "our").

These Terms of Service ("Terms") govern your access to and use of Borderless Living including its content, subscriptions, services, and communications hosted on Substack and other associated platforms.

By subscribing, accessing, or using Borderless Living, you agree to comply with these Terms. If you do not agree, please do not subscribe or use our content.

1. Overview of Borderless Living

Borderless Living provides actionable insights, research, and analysis focused on relocation, expatriation, financial mobility, and global strategy for Americans exploring legal pathways to move assets or themselves abroad.

Our content reflects its authors' perspectives and is not financial, legal, or professional advice. Readers should always consult professionals before making significant financial or legal decisions.

2. Content Ownership & Intellectual Property

All original content published on Borderless Living (articles, newsletters, reports, graphics, videos, and other materials) is protected by copyright law and remains the exclusive property of Borderless Media, LLC or its respective authors.

🚫 You may not copy, republish, distribute, or commercially exploit any content without express written consent.
✅ Limited sharing is allowed through Substack’s built-in sharing features (e.g., the "Share" button).
🚫 Plagiarism, unauthorized duplication, or substantial imitation (including structure, arguments, and language) is strictly prohibited and may result in DMCA takedown requests, bans, and legal action.

3. Subscription & Payment Policies

We offer both free and paid subscription options through Substack.

• By subscribing, you authorize Substack to process payments in accordance with their payment policies.

• Subscription fees are non-refundable, except where required by law or at our sole discretion.

• Paid subscriptions do not grant ownership, licensing, or redistribution rights to our content.

4. User Conduct & Community Guidelines

We encourage open discussions but expect all users to engage respectfully. The following behaviors are strictly prohibited:

🚫 Harassment or Threats – Abuse, stalking, or personal attacks on authors or subscribers.
🚫 Hate Speech & Discrimination – Content promoting violence, racism, sexism, homophobia, or extremist ideologies.
🚫 Spam & Solicitation – Unsolicited promotions, excessive self-promotion, or unrelated commercial messages.
🚫 Misinformation & Conspiracies – Spreading false claims that violate Substack’s platform guidelines.
🚫 Plagiarism & Unauthorized Use – Copying or redistributing our content without permission.

Enforcement:

• We reserve the right to moderate discussions, remove comments, and ban subscribers who violate these guidelines.

• No refunds will be issued for banned users.

5. Privacy Policy & Data Usage

• We do not sell or share your personal data with third parties.

• Your email and payment information are processed through Substack’s secure payment system. We do not store or have access to your financial details.

• We may collect anonymized data (such as readership trends) to improve our services.

For more details, review Substack’s Privacy Policy.

6. Plagiarism & Unauthorized Use Policy

If a user or external party copies, republishes, or substantially imitates our content, we reserve the right to:

⚠ Issue a formal cease-and-desist notice
⚠ File a DMCA takedown request with relevant platforms
⚠ Ban the infringing party from subscribing or accessing our content
⚠ Pursue legal action where applicable

We actively monitor for unauthorized use of Borderless Living content.

7. Disclaimers & Limitation of Liability

Borderless Living provides opinion, research, and analysis. None of our content constitutes financial, legal, tax, or immigration advice.

• We do not guarantee the accuracy, completeness, or reliability of any information presented.

• We are not responsible for any actions taken by subscribers based on our content.

• We reserve the right to modify, edit, or remove content at any time without prior notice.

No Warranties

The Publication is provided “as-is” and “as-available” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

Under no circumstances shall Borderless Media, LLC be liable for any direct, indirect, incidental, consequential, or special damages arising from the use of Borderless Living.

8. Modifications to These Terms

• We may update these Terms from time to time.

• Changes take effect immediately upon posting.

• Continued use of Borderless Living after updates constitutes acceptance of the new Terms.

9. Governing Law & Dispute Resolution

• The laws of the United States and the State of Minnesota govern these Terms.

• Any disputes shall first be resolved through informal negotiation.

• If unresolved, disputes may be submitted at our discretion to arbitration or litigation in Minnesota, except where prohibited by law.

• If litigation is required, you agree to be responsible for reasonable attorneys’ fees (if eligible and awarded).

10. Termination & Account Restrictions

We reserve the right to:

🚫 Suspend or terminate access to Borderless Living for violations of these Terms.
🚫 Restrict, remove, or modify comments at our discretion.
🚫 Permanently ban users for harassment, plagiarism, or bad-faith interactions.

11. Contact Information

For any questions or concerns regarding these Terms, please contact us:

📌 Borderless Media, LLC
📍 8500 Normandale Lake Blvd, Suite 350, Bloomington, MN 55437
📧 editor@borderlessmediallc.com

Acknowledgment & Agreement

By subscribing to or accessing Borderless Living, you acknowledge that you have read, understood, and agreed to these Terms of Service.